Free Remittance Advice Template

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At a Glance

  • A remittance advice confirms that a payment has been sent to a supplier
  • Sent by the buyer to the seller, typically alongside or shortly after payment
  • Lists the invoices being paid, amounts, deductions, and payment method
  • Widely used in B2B accounting in both the UK and US
  • Helps suppliers allocate incoming payments to the correct invoices quickly

What is a remittance advice?

A remittance advice is a document sent by a buyer to a supplier to notify them that a payment has been made. It details which invoices are being paid, the amounts applied to each, any deductions taken, and the payment method used. It serves as a courtesy notification that helps the supplier reconcile their accounts.

Remittance advice is standard practice in B2B accounting, particularly in the UK where it’s a routine part of the payment cycle. When a company runs a weekly or monthly payment batch covering dozens of supplier invoices, the remittance advice tells each supplier exactly how their payment breaks down.

Without remittance advice, suppliers are left guessing which invoices a payment covers — especially when one bank transfer settles multiple invoices minus deductions for credit notes or early payment discounts.

What should a remittance advice include?

A clear remittance advice includes everything the supplier needs to allocate the payment:

  • Payer Details: Your company name, address, and accounts payable contact information
  • Payee Details: The supplier’s name and address, plus their account or vendor reference number
  • Payment Information: Payment date, payment method (bank transfer, cheque, etc.), and total amount paid
  • Invoice Breakdown: A line-by-line list of each invoice being paid, showing invoice number, invoice date, original amount, and amount now being paid
  • Deductions: Any credit notes applied, early payment discounts taken, or other adjustments, with reference numbers
  • Running Total: The net amount paid after all deductions, matching the bank transfer or cheque amount

Last updated: March 2026

Frequently Asked Questions

What is a remittance advice?

A remittance advice is a document sent by a buyer to a supplier to confirm that a payment has been made. It lists the invoices being paid, the amounts, any deductions, and the payment method. It helps the supplier match incoming payments to outstanding invoices.

What is the difference between a remittance advice and an invoice?

An invoice is sent by the seller to request payment. A remittance advice is sent by the buyer to confirm payment has been made. They work in opposite directions: invoices ask for money, remittance advice confirms money was sent.

What is the difference between a remittance advice and a receipt?

A receipt is issued by the seller after receiving payment. A remittance advice is issued by the buyer when sending payment. The buyer sends the remittance advice proactively; the seller issues the receipt in response to receiving funds.

Who sends a remittance advice?

The buyer (payer) sends the remittance advice to the seller (payee). It's typically generated by the buyer's accounts payable department when processing a payment run, especially when one payment covers multiple invoices.

Is a remittance advice legally required?

Remittance advice is not legally required in most jurisdictions. However, it is considered best practice in B2B accounting. It speeds up cash allocation, reduces payment queries, and helps both parties maintain accurate records.

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